Free Diminished Value Calculator

Your car was in an accident. It got repaired. It looks great. But it can be worth less than before because the crash can show up on its history.

⚡ Calculate Your Car's Lost Value

Estimated Diminished Value
$0
🏥 Were you also injured in the accident? An injury claim is separate from diminished value.
Calculate your injury claim →

What Is Diminished Value?

When you go to sell or trade in your car, the dealer pulls a vehicle history report (Carfax, AutoCheck). The moment they see an accident on record, your car's value drops — regardless of how well it was repaired.

This loss in market value is your diminished value claim. It's separate from your repair costs and separate from any injury claim.

Diminished value depends on the vehicle and the damage. Newer and higher-value vehicles, and cars with more serious damage, tend to lose more. Use the calculator above for a rough estimate for your vehicle.

How Much Diminished Value Can You Claim?

The amount depends on the car and the crash. A newer, lower-mileage, higher-value vehicle usually loses more than an older one with the same kind of repair. Structural damage tends to matter more than a small cosmetic repair.

The calculator above uses year, mileage, pre-accident value, repair cost, and damage severity to sketch a range. A professional appraisal is what you would send to an insurer.

Factors That Affect Diminished Value

How to File a Diminished Value Claim

  1. Get your vehicle repaired
  2. Calculate your diminished value (free — use our calculator above)
  3. Get a professional DV report or appraisal (starting at $49)
  4. Send a demand letter to the at-fault driver's insurance
  5. Negotiate with the insurance company

If you need a formal written appraisal rather than an estimate, Elektrica Consulting performs independent diminished value appraisals in Austin, Texas.

Two Separate Claims

If you were also injured in the accident, an injury claim is separate from the diminished value claim.

Car Crash Value helps with both, plus a free rental car while your vehicle is being repaired.

Get the Full Picture

Injury claim + diminished value + free rental car. One stop shop.

🛡️ Visit Car Crash Value →

Diminished Value Claims in Texas

Under Texas law, you may be able to claim diminished value against the at-fault driver's insurance. Talk with a licensed attorney about your crash.

Our $49 Professional DV Report is currently for Texas claims and includes filing instructions for Texas.