Free Diminished Value Calculator

Your car was in an accident. It got repaired. It looks great. But it's now worth thousands less than before — and the insurance company hopes you never find out.

⚡ Calculate Your Car's Lost Value

Estimated Diminished Value
$0
🏥 Were you also injured in the accident? That's a separate claim worth even more.
Calculate your injury claim →

What Is Diminished Value?

When you go to sell or trade in your car, the dealer pulls a vehicle history report (Carfax, AutoCheck). The moment they see an accident on record, your car's value drops — regardless of how well it was repaired.

This loss in market value is your diminished value claim. It's separate from your repair costs and separate from any injury claim.

The average diminished value claim in Texas is $4,200. Newer, higher-value vehicles can see losses of $8,000 — $15,000+.

How Much Diminished Value Can You Claim?

Vehicle ValueTypical DV RangeExample
$15,000 - $25,000$1,500 - $4,000Honda Civic, Toyota Camry
$25,000 - $40,000$3,000 - $7,000Tesla Model 3, Ford F-150
$40,000 - $60,000$5,000 - $12,000BMW 3-Series, Tesla Model Y
$60,000+$8,000 - $20,000+Mercedes S-Class, Porsche

Factors That Affect Diminished Value

How to File a Diminished Value Claim

  1. Get your vehicle repaired
  2. Calculate your diminished value (free — use our calculator above)
  3. Get a professional DV report or appraisal (starting at $49)
  4. Send a demand letter to the at-fault driver's insurance
  5. Negotiate or escalate to small claims court

You Probably Have TWO Claims

If you were also injured in the accident, you have an injury claim in addition to your diminished value claim. Most people only file for one — don't leave money on the table.

Car Crash Value helps with both, plus a free rental car while your vehicle is being repaired.

Get the Full Picture

Injury claim + diminished value + free rental car. One stop shop.

🛡️ Visit Car Crash Value →

States Where You Can Claim Diminished Value

Diminished value claims are recognized in nearly every state. Georgia is the most DV-friendly, but Texas, California, Florida, and most others allow claims against the at-fault driver's insurance.

Our $49 Professional DV Report works in all 50 states and includes state-specific filing instructions.